There’s more than just beach bags and bathing suits in Miami Beach. Long stretches of famous boulevards like Lincoln Road, Ocean Drive and Collins Avenue threaten to max out credits cards. Independent boutiques mesh with design giants like Ralph Lauren, Nicole Miller, Armani Exchange, BCBG, Atrium and Club Monaco, allowing shoppers to snag hard-to-find designers or high-fashion couture. Shopping in Miami is a unique experience: oceanfront retail beckons beach-goers to shop in a bikini by day, and late hours tempt splurges at night.

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